Add new rails around the core
Connect SEPA, SEPA Instant, SIC, SWIFT CBPR+, and domestic schemes without replacing the core.
Payments processing platform for banks and fintechs
Launch new payment capabilities in weeks
ImPar helps banks process payments in real time, introduce new schemes faster, and modernize payment operations without impact on core banking.
All payment flowsCore stays stable24/7 availability
Challenges
Customers expect instant payments. Banks need to move faster while core systems stay stable.
Customer expectations, ISO 20022 change, instant payment pressure, rising operational cost, and fewer specialists are forcing banks to modernize payment operations without destabilizing core systems.
ImPAI platform
A modern payment layer around existing banking infrastructure.
ImPAI helps banks process payments in real time, automate operational workflows, and introduce new schemes without unnecessary disruption to core banking.
Operational proof points
Real-time performance for always-on payment operations
Why ImPAI
Launch new payment capabilities in weeks
ImPAI helps banks add schemes, routing, messaging, and operational control around the systems they already run.
Route messages by rule
Route payment messages between gateways, clearing houses, correspondent models, and alternative rails.
Convert and enrich formats
Handle conversion, validation, and enrichment for ISO 20022, CBPR+, SIC, SEPA, and local formats.
Launch payment changes faster
Add schemes, routing logic, and message changes without waiting for every core release.
Common use cases
What banks use ImPAI for
Modern payment hub24/7 paymentsNew payment railsISO 20022Smart routingPayment APIsCloud or SaaSAI exceptions
View use casesProduct workspace
A polished payment operations workspace
ImPAI gives teams a visual, auditable workspace for transaction processing, search, exception handling, approvals, reporting, and AI-assisted operational support.
Architecture
Flexible deployment for bank payment operations
ImPAI can run across AWS, Azure, private cloud, or on-premise environments using modern open-source technologies, microservices, and integration patterns.
Next step
Request platform consultation
Start with a focused discussion about your payment landscape, regulatory drivers, scheme roadmap, and modernization constraints.