Add new rails around the core
Connect SEPA, SEPA Instant, SIC, SWIFT CBPR+, and domestic schemes without replacing the core.
Payments processing platform for banks and fintechs
Launch new payment capabilities in weeks
ImPar helps banks process payments in real time, introduce new schemes faster, and modernize payment operations without impact on core banking.
All payment flowsCore stays stable24/7 availability
Challenges
Customers expect instant payments. Banks need to move faster while core systems stay stable.
Customer expectations, ISO 20022 change, instant payment pressure, rising operational cost, and fewer specialists are forcing banks to modernize payment operations without destabilizing core systems.
ImPAI platform
Progressive renovation, at your bank's pace.
Run ImPAI alongside your existing payment technology and progressively move payment processing to the new hub, one scheme or payment flow at a time.
Operational proof points
Real-time performance for always-on payment operations
Why ImPAI
Launch new payment capabilities in weeks
ImPAI helps banks add schemes, routing, messaging, and operational control around the systems they already run.
Route messages by rule
Route payment messages between gateways, clearing houses, correspondent models, and alternative rails.
Convert and enrich formats
Handle conversion, validation, and enrichment for ISO 20022, CBPR+, SIC, SEPA, and local formats.
Update schemes without downtime
Introduce simple changes, such as routine scheme updates, without payment processing downtime.
Common use cases
What banks use ImPAI for
Modern payment hub24/7 paymentsNew payment railsISO 20022Smart routingOmnichannel APIsCloud or SaaSAI exceptions
View use casesOperations dashboard
One dashboard for payment operations
Search transactions, handle exceptions, and manage approvals in one dashboard. The AI Assistant supports payment searches, questions, and operational guidance while operators stay in control.
Architecture
Flexible deployment for bank payment operations
ImPAI can run across AWS, Azure, private cloud, or on-premise environments using modern open-source technologies, microservices, and integration patterns.
Next step
Request platform consultation
Start with a focused discussion about your payment landscape, regulatory drivers, scheme roadmap, and modernization constraints.